| LONG TERM CARE |
|
Insurance coverage will help offset
the costs of nursing home, assisted living, and/or home health
care for which Medicare and Medicaid do not provide coverage.
Many different options available based on needs of group, size
of group, and plan design. Also, can have different plans within
a group. Spousal and parental coverage is available. |
| SHORT TERM DISABILITY |
|
Coverage for off-job accident,
on/off job sickness. Salary continuation product that pays you
for first 3. 6, or 12 months of a disability (pregnancy
included). Can replace up to 66.6% of an income. Spousal
coverage may be available. |
| LONG TERM DISABILITY |
|
Coverage for off-job accident,
on/off job sickness. Salary continuation product that pays you
up to age 65 and beyond depending upon the situation. |
| ACCIDENT CARE |
|
Pays a set dollar amount based
on any injury that occurs because of an accident. Designed to
help see insured through the different stages of care. Provides
benefits for initial care and treatment, in addition to the
follow-up care you may need. Spousal and dependent coverage is
available. |
| CANCER |
|
Covers various costs related to
cancer, with wellness benefit that will pay you partial to all
of your premium dollars back. Four different levels are
available, starting with a level 1 and going through the top
policy of a level 4. Spousal and dependent coverage is
available. |
| UNIVERSAL AND WHOLE LIFE INSURANCE |
|
Life Insurance that builds cash
value. Spousal and dependent coverage is available. |
| TERM LIFE INSURANCE |
|
Period-certain life insurance
with no cash value built up. Spousal and dependent coverage is
available. |
| MEDICAL BRIDGE |
|
Provides coverage for a (1)
Confinement to a hospital for a covered accident or covered
sickness or (2) Outpatient surgical procedures performed by a
doctor using anesthesia administered by a licensed
anesthesiologist in a hospital or ambulatory surgical center. |
| CRITICAL ILLNESS |
|
Pays a set dollar amount if a
person suffers from a heart attack, stroke, cancer, end-stage
renal failure, or coronary by-pass. Cancer rider also available.
Spousal coverage is available. |
| 529 COLLEGE SAVINGS PLAN |
|
Pre-tax deducted investment
plan used for educational purposes. Grows tax-free and cashes
out tax-free. |
| VISION |
| |
| DENTAL |
| |
